Links About Jim Spray
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This post is written both for those contemplating a Chapter 13 (repayment plan) bankruptcy as well as for those currently in Chapter 13. - Rebuilding Your Credit While In A Chapter 13 - James Spray's Blog
Apr 15, 2012 ... Rebuilding credit is not an overnight process, but it can be done sooner than many think possible. And yes, this can be done while one is ... - Zombie Mortgages « James Spray's Blog
Oct 1, 2011 ... FACT: This article has nothing to do with the zombie fiction currently populating bookstore shelves. FACT: I am not an attorney; I do not provide ... - James Spray
James Spray your mortgage and refinance specialist in Arvada, CO. We handle your mortgage loan needs, customers can apply on-line and use our mortgage ... - WordPress | Jim Spray
- New Credit During and After Bankruptcy Guide « James Spray's Blog
Jun 2, 2012 ... Mortgage Refinance After Chapter 7 Discharge – Yes, two years after your discharge, it is possible to refinance providing there is at least 5% ... - Zombie Seconds and Short Sales « James Spray's Blog
This article is primarily written for real estate professionals engaged in short sales - Shadow Inventory « James Spray's Blog
Examples of the shadow inventory within the residential real estate market circia 2012. - Reverse Mortgage Facts « James Spray's Blog
- Refinance After Chapter 7? « James Spray's Blog
Jan 12, 2012 ... You filed a Chapter 7 Bankruptcy and your debts were discharged. You have continued paying on your mortgage(s) and now you want the ... - James Spray, Purchase Reverse Mortgage Expert | LinkedIn
Most folks know me as Jim Spray. And in addition to the focus of my business; I am also an expert witness on residential mortgages including business practices, - Jim Spray « James Spray's Blog
Credit Atrophy. In neither of the below situations had either credit user been reckless or irresponsible. Neither had run up large balances and ... - WordPress | Jim Spray
- Reverse Mortgages and the Under-Age 62 Spouse « James ...
Aug2 by James Spray · The-Good-News. New Rule on Reverse Mortgages. A new rule has been issued which allows that a reverse mortgage ... - WordPress | Jim Spray
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- FNMA Updated Bankruptcy, Foreclosure and Short Sale ...
Aug10 by James Spray ... You may use this information in whole and not in part providing you give full attribution to James Spray. - WordPress | Jim Spray
The Importance of On-Time Payments The monthly payments you make to the Chapter 13 Trustee are just as important to make on-time as are your mortgage or vehicle loan payment. By on-time, we mean that the payment must be received by the Trustee and posted ... - WordPress | Jim Spray
In announcing the new rules, FHA Commissioner Carol Galante stated: “As a result of the recent recession many borrowers who experienced unemployment or other severe reductions in income, were unable to make their monthly mortgage payments, and ultimatel... - What Is A Purchase Reverse Mortgage? « James Spray's Blog
May 10, 2012 ... The Credit Score Myth Buster (by James Spray) ... 1500 HECM Borrowers. Financially Speaking – James Spray, CCMB, CNE – May 10, 2012 ... - WordPress | Jim Spray
The Home Equity Conversion Mortgage for Purchase (HECM) is known in the industry as the H4P. The H4P is an FHA Insured reverse mortgage which is guaranteed by the Department of Housing and Urban Development. I am writing this post to discuss a particular ... - WordPress | Jim Spray
First, it’s best to never have a collection agency account on your credit report. Should you end up with such, particularly a medical collection which as this New York Times article explains is quite common; you may be able to negotiate a settlement of ... - WordPress | Jim Spray
The second mortgage can foreclose even after the Promissory Note was eliminated with a Chapter 7 Bankruptcy Discharge. Quite simply, the second mortgage initiates the foreclosure process under the rights of the second mortgage Trust Deed subject to the ri... - WordPress | Jim Spray
Refinance after Chapter 7 bankruptcy. - WordPress | Jim Spray
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James Spray is on Facebook. Join Facebook to connect with James Spray and others you may know. Facebook gives people the power to share and makes the. - Protect your assets and your financial future with the right bankruptcy attorney
- Jim Spray Archives - Inside Real Estate News
It probably couldn't be a worse time,” to implement the changes in RESPA, but the rule changes are coming in any case. […] October 8th, 2009 | Tags: Good ... - Bad mortgage offered no easy escape for Littleton retirees ... - Denver
Sep 14, 2013 ... they misled everybody with it," said Jim Spray, a mortgage expert in Arvada. " They are not on the market. You can't buy one if you wanted to.". - Colorado could be facing a new wave of foreclosures - The Denver Post
- What Happens With A Loan Modification Or Short Sale? « James Spray's Blog
- James Spray: Established Credibility
... and credit scores. As well I provide expert advisor services to attorneys on residential mortgage and consumer credit issues. My friends know me as Jim Spray. - No money down: a high-risk gamble - The Denver Post
- Learn About Your Credit Reports – Your Credit Scores Will Follow « James Spray's Blog
- FHA tightens the rules on reverse mortgages - The Denver Post
Borrowers are rushing to lock in reverse mortgages ahead of changes next month intended to strengthen the loan program for seniors but that will also reduce its popularity.
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